Should you consolidate your debts into a personal loan?
Consolidating your debts with a personal loan has its pros and cons. Putting all your eggs in one basket can be a convenient way of becoming debt-free, but is it...
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How to transfer to a lower rate credit card or...
Anyone on the fence, wondering if the hassle of finding a lower rate or 0% balance transfer card will save them years of interest and potentially 000’s or 0000’s of...
Best ways to get out of persistent debt
If you’ve been contacted by your lender with a ‘persistent debt’ notice, this means over an 18-month period you’ve paid more in interest, fees and charges than you have repaid...
Your Credit File: How lenders decide to loan
While the Government encourages lenders to offer more credit, we don't have a right to be lent money.
Disadvantages to Pre-paid Funeral Planning
The main negative of for pre-paid funeral plans is that you must pay upfront and you may need these funds for other things.
Advantages to Pre-paid Funeral Planning
The death of a loved one is an extremely upsetting and difficult time.
What does the Funeral Planning Authority do?
Unlike the majority of the UK's financial market which is regulated by the Financial Conduct Authority (FCA), Pre-paid Funeral Plans are regulated by the Funeral Planning Authority (FPA).
Loans, credit cards and other revolving credit: how FCA guidance...
FCA extends applications for payment breaks until 31st March 2021 Extension help will cover users of credit cards, other
FCA confirms support for mortgage borrowers affected by the pandemic...
The FCA published new guidance for mortgage customers that allows those affected by the pandemic to apply for a new payment holiday until 31st March 2021.
Consumer credit: households financially affected by the pandemic and what...
As England emerges from its second lockdown, many households are facing severe financial difficulty.
