Your Credit File: How lenders decide to loan
While the Government encourages lenders to offer more credit, we don't have a right to be lent money.
Banking
18 results found
Loans, credit cards and other revolving credit: how FCA guidance...
FCA extends applications for payment breaks until 31st March 2021 Extension help will cover users of credit cards, other
FCA confirms support for mortgage borrowers affected by the pandemic...
The FCA published new guidance for mortgage customers that allows those affected by the pandemic to apply for a new payment holiday until 31st March 2021.
Consumer credit: households financially affected by the pandemic and what...
As England emerges from its second lockdown, many households are facing severe financial difficulty.
Your Credit File: What lenders need to know
So, what are lenders aware of when you apply for a loan? It’s important to know this, so you can ensure you are showing your credit history in the best...
Your Credit File: How credit scores help you
The importance of credit scoring to our lives has grown exponentially since the start of the credit crunch back in August 2007.
Why are mortgage transactions taking so long? Plus would new...
Why are transactions taking so long to go through? Demand is making mortgage companies particularly slow at the moment, and what’s also apparent, is mortgage products are not as favourable...
What is Blockchain?
Blockchain technology is a decentralised, distributed ledger (or database). Blockchain at its simplest is, a record of transactions made on and secured by a network. It consists of three elements:...
